Stop Mortgage Foreclosure

Do you live in the state of New York? Do you own a home in the state of New York? Do you pay a mortgage on the home? Are you about to start to undergo mortgage foreclosure? If you answer ye to all these questions, you may be able to stop mortgage foreclosure. Facing mortgage [...]

Do you live in the state of California? Do you own a home in the state of California? Do you pay mortgage on the home? Are you about to start to undergo the mortgage foreclosure process? It is a fact that we all are living in difficult times. You do not want to lose your [...]

Facing foreclosure is not how you have planned to end up, is it?  Once faced with this scary financial debilitating situation, one might want to take the first and easiest option out, but stop, think, there are ways out of this unfortunate position.  Act quickly, because time is of the essence. In New York, the [...]

Avoid falling prey to scams and cons if faced my foreclosure.  As many good people as there are, as many “good Samaritans” there are to help you lose even more than just your home.   Do a little homework and be safe.  These charlatans know that you must be vulnerable and will exploit the situation you [...]

A short sale is a solution for the homeowner who can no longer pay his mortgage payments and who wants to keep his credit and financial record clear.  Not all banks will consider a short sale, but to get what is owed to them, many will.  The sad thing about short selling your home, is [...]

The heading says it all:  act in time.  Once you face the fact that you’ve fallen behind or that you will fall behind with your mortgage payments because of some temporary financial difficulty, act immediately.  Your house is one of your most valuable possessions on earth, so you should treat it as such and do [...]

The very best way to prevent foreclosure, is never to miss a single payment.  This is however not always practical and other ways need to be investigated to avoid foreclosure. Many home owners are facing mortgage foreclosure due to changes in their cash flow situations.  These can happen because of job loss, sudden illnesses, a [...]

It is a sad fact of our current economic situation; people do not plan to NOT being able to make mortgage payments in the future, but it happens.  This can happen due to many reasons, like loss of income, job loss, a death of one of the breadwinners, illness or disability, etc. The very best [...]

Avoiding ones primary or investment property going into foreclosure is simple. Make your monthly payments on time and always try mailing it out 7 days earlier to avoid any late fees and to avoid your credit from taking unnecessary fico hits. You need to prioritize your monthly bills and paying your primary residents mortgage should [...]

When you are in the process or will be in foreclosure soon, the best thing to do is not to run from your lender. You need to find the person in charge of your foreclosure and try to establish a dialog with him/her. Make them aware that you do not wish to get foreclosed on [...]